Hi, welcome to Credisys.
We help tenants build Canadian credit history
and boost your credit scores.

Credisys is on a mission to address inequality in credit. Credisys empowers renters to build financial credibility and unlock access to credit by transforming rental payments into recognized credit history.

Who We Serve

Who is Credisys for?

Credisys is for those who rent, plain and simple. Most users of our service are students, first time renters and newcomers to Canada.

"As an international student, I could not fully access formal financial services because I did not have Canadian credit history. Now, I am on a mission to help underserved and underbanked Canadians get the credit we deserve."

— Sontwa Sinkala, CEO and Co-founder
Background

Our Story

Mission: To enable millions of underserved and underbanked Canadians to access credit because they deserve it. Credisys' mission, inspiration and social impact come from the fact that we are a team of Canadian newcomers with a passion for financial inclusion.

What Inspired Us to Start Credisys?

My daughter and I started Credisys because of my own personal experience as a new immigrant to Canada. As I settled in as an international student, I was struck by the lack of financial options available to me to improve my family's livelihood, particularly via credit. The Canadian financial system has not quite figured out how to serve recent immigrants. One opens a savings and chequing account and gets a debit card. Thus, many transactions are done via debit card or cash. Because you do not have formal Canadian credit history, you do not have access to a credit card which by itself hugely limits the type of financial services you can access. Consequently, we built Credisys to address the headache of not being able to access credit due to lack of Canadian credit history and therefore being financially invisible because of not having Canadian credit scores.

— Sontwa Sinkala, CEO and Co-founder

Start turning your rent intocredit history today.

Join Credisys today and make your rent count. Our goal is to help you achieve financial freedom.

Join Us

Careers

Big challenges require big minds. Credisys is a fintech company with a mission to build Canada's most accessible financial services. We are interested in rising stars with a worldly perspective, a deep interest in financial technology and an appetite for growth.

We have no open positions right now.