Privacy Policy

Last updated: March 8, 2026

Credisys, Inc. is always committed to respecting the privacy rights and concerns of all users of Credisys' website and the services we make available to our members. As such, we have established and implemented this Privacy Policy to inform visitors to the website and members of the Service how we use and protect the data and information we collect.

By accessing the website or using any of the Service, you consent to our collection, use, storage, deletion and disclosure of information relating to you as set forth in this Privacy Policy.

What information does Credisys, Inc. collect about you and how does it use it?

We Collect Personal information that can be used to identify and contact you.

This could include (but not limited to) your full name, address, IP address, date of birth and Social insurance number.

To create an account through our Service, we require you to provide (i) if you are a tenant, certain personal information about yourself (name, email address, password, phone number, date of birth, social insurance number, property address and prior property address), personal information of your landlord or property manager (name, email address and phone number), and other information as required to process your enrollment.

You will also be required to provide a debit/credit card number, billing address, phone number or other payment information. No information of this type will be collected unless you have registered for aspects of the Service that require it.

By submitting personal information through the website, you authorize Credisys, Inc. to share this personal information for the purposes identified herein and on the website, such as responding to user inquiries, processing transactions, distributing materials, and requesting feedback. In addition to the foregoing, Credisys, Inc. may collect and use other information that does not personally identify you, such as browsing patterns and interest areas.

How We Use Your Personal Information

When you register for our Services, we use the personal information you provide to us to verify your identity, communicate with you, and provide the Service to you, depending on the aspects of the Service for which you register. This includes verifying your identity, property address, and rent amounts. We may use your personal information to:

• Provide the services and customer support you request, as well as send you transaction-specific email correspondence
• Process transactions and send notices to you and your payees about your transactions
• Resolve disputes and troubleshoot problems
• Prevent potentially prohibited or illegal activities, and enforce our Terms of Service
• Customize, measure, and improve our services and the content and layout of our website
• Deliver targeted marketing, service updates, and promotional offers based on your communication preferences
• Contact you at any telephone number you provide to us, including through autodialed and prerecorded message calls and text messages

Google Analytics

Credisys, Inc. uses Google Analytics to help us learn about who visits the website and what pages are being viewed.

Cookies

"Cookies" are small bits of electronic information that a website sends to a visitor's browser and are stored on the visitor's hard drive. Like many websites, we employ cookies in certain areas of the Site to allow us to provide information to make your online experience more convenient. For example, when you return to the website after logging in, cookies provide information to the website so that the website will remember who you are on subsequent visits, thus saving time.

While we may use cookies to track your visit to the Site, this information does not identify you personally even if you have previously submitted personal information to us through the Site, Platform or otherwise. Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it.

We use your personal information to provide the Service to you, deliver products and services you request, complete transactions, handle your customer service questions or issues and send communications to you about promotions, updates, or special offers that may be of interest to you.

Notification of Changes

This Privacy Policy may change from time to time, and we will post all changes on the website.

Promotional Purposes

Questionnaires and Surveys – we occasionally may ask visitors to our website to complete online surveys and opinion polls about their activities, attitudes and interests. Comments and notes that you post to the bulletin board and similar areas of our website, social media, marketing platforms etc. may be read, collected, and used by others who visit these forums.

Before permitting you to use our Service, we may require you to provide additional information we can use to verify your identity or address to manage risk. We may also obtain information about you from third parties such as credit bureaus and identity verification services. When you are using our Services, we collect information about your transactions and other activities and we may collect information about your computer or other access device for fraud prevention and other similar purposes.

We use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities. Our primary purpose in collecting personal information is to provide you with a safe, smooth, efficient, and customized experience.

Our Commitment

Credisys, Inc. is on a mission to address inequality in credit. We recognise the financial power that comes with reporting rental payments to CRA/Canadian Credit Bureaus.

Tenants benefit by building their credit history and improving their credit scores, while landlords and property managers benefit by maximizing net operating income and an uptick in punctual rental payments.

Additionally, Credisys, Inc. is a company that helps to educate consumers on the importance of credit and credit scores. We believe that everyone should be able to build their credit history without having to open credit cards and loans thus going into debt just to establish credit scores.

Our commitment to our Members is to provide a platform that is both easy and simple for tenants to add their rental payments to their credit history, improve their credit scores, and help members get financially included and achieve their financial goals.

Great Credit Matters!

Having a good credit history and credit scores, can save you a lot of money, including lower insurance premiums, better interest rates on credit cards and consumer loans, get approved to rent an apartment, or even buy a home.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at privacy@credisys.ca.